Mezzi: AI Wealth Management App for Tax Savings
Mezzi is an AI-powered money management app that helps investors cut taxes and fees while building wealth without hiring a costly financial advisor.
Overview
Mezzi reimagines personal wealth management by putting AI-driven insights directly in investors' hands instead of behind a paywall of expensive advisory fees. The platform connects to your brokerage and investment accounts to deliver a consolidated view of your financial life, surfacing real-time prompts, tax-loss harvesting opportunities, and hidden risks that might otherwise go unnoticed across scattered portfolios.
Beyond passive tracking, Mezzi actively works to save users money. Its AI Chat feature lets you ask wealth-related questions on demand, while automated insights flag ways to reduce capital gains taxes, avoid wash sales, and trim unnecessary investment fees. With performance analysis and cross-account risk discovery built in, Mezzi positions itself as a smart, affordable alternative to traditional financial advisory services.
Currently available as an iOS app for US-based users with brokerage accounts, plus a web app in beta, Mezzi appeals to a range of users—from individual investors looking to self-manage their wealth to CPAs and financial advisors seeking a more efficient way to monitor client portfolios.
Capabilities & Features
- AI finance
- Investment management
- Tax-loss harvesting
- Wealth building
- Financial planning
- Personal finance
- AI investment
- Portfolio management
Core Features
- Tax-loss harvesting detection
- Real-time AI prompts and alerts
- Consolidated multi-account views
- Investment tax and fee reduction insights
- On-demand AI Chat for wealth questions
- Cross-account risk discovery
- Comprehensive performance analysis
Use Cases
- Reducing capital gains and income taxes via automated tax-loss harvesting
- Building and managing wealth without paying for a traditional financial advisor
- Identifying investment allocation gaps and strategy improvements
- Avoiding costly wash sales across multiple brokerage accounts
- Centralizing visibility into investments scattered across different platforms
- Surfacing hidden risk concentrations across an entire portfolio
Best For
- Individual investors
- Financial advisors
- CPAs
- Wealth builders
- Tax-conscious investors
Pros
- •Free plan offers genuine value with consolidated account views and insights
- •AI-driven tax-loss harvesting can generate meaningful real-world savings
- •On-demand AI Chat provides instant answers to wealth questions
- •Read-only account access via trusted aggregators like Plaid enhances security
- •Useful for professionals like CPAs and advisors managing client portfolios
Cons
- •iOS-only availability limits access for Android users, with web app still in beta
- •Requires linking sensitive brokerage and bank accounts to a third-party app
- •Premium features require an annual subscription rather than a one-time fee
- •May not fully replace personalized advice for complex financial situations
How to Use
1. Sign up for a Mezzi account and choose a plan. 2. Securely connect your investment and brokerage accounts using Mezzi's read-only data aggregation. 3. Review your consolidated dashboard for a unified view of your holdings. 4. Act on real-time AI prompts highlighting tax-loss harvesting opportunities, fee reductions, and risk exposure. 5. Use the AI Chat feature anytime to ask wealth-related questions and get instant answers.
Frequently Asked Questions
Pricing
Mezzi offers a free plan with core account tracking and insights, plus a Premium tier at $199/year unlocking real-time AI prompts, unlimited AI Chat, and advanced risk and performance analysis.
Pricing data is provided as a summary. Visit the vendor website for full tier details.